Medicare and Senior Products
Medicare Advantage
- All Medicare Options Represented Aetna Highmark UPMC For Life United AARP
Additional Senior Products
- Final Expense
- Guaranteed Issue Life Ins.
- Vision
- Dental
- Supplemental Hospital
- Supplemental Critcal Illne
- Supplemental Cancer Ins.
Gerber Plans For Grandchildren
- Do your granchildren really need another Lego Set? Buy them something that has cash value that grows while they do.
Consulting Services
- Expert Medicare Advice
- Assistance w Part B Enrollment
- Honest, caring conversations
- On Going After sales Concultation and assistance
- Full Transparency and confirmations
Your Questions Our Answers
Do I need Health Insurance for my Employees?
The answer is yes. Secure employees within a good culture produce more, care more, join common goal achieving, and stay longer.
Do I really need to offer Voluntary Insurance?
Yes. Voluntary Insurance, usually purchased by the employee through a sponsoring employer, is well recieved. This type of coverage pays cash back to policyholders when an illness or injury occurs to them or a family member. The cash benefit amount depends on the treatments and can help with household bills or co-pays and deductibles.
Claims Examples
#1 John, One of your best employees was in a terrible motorcycle accident over a weekend. He had severe injuries but made a full recovery. However, not before he spent a month in the hospital, a month in rehab, and several months st home recuperating. John has a Short term Disability policy and an accident policy thru his voluntary insurance option at work. Most of his out of pocket expenses were covered and he had a steady stream of income pouring in. His family was saved from financial hardship. He could still pay all of the household expenses.
2# Samantha was hurt on the playing field at school. Sue's health insurance was good but she stilled owed an emergency room deductible as well as co-pays for X-rays, crutches, and physical therapy. Her voluntary insurance paid her cash back based on Samantha's treatments and injuries. Sue used that cash to help pay for all the out of pocket expenses once the bills started coming in. Her bank account was not heavily affected.
How simple is it getting Business Insurance through Rita Bergstein Benefits, LLC?
All consultations are available over the phone, by Zoom and email. Onsite is also available with a fully vaccinated consultant if preferred. Once you get the proposal and accept, you are minutes away from full coverage.
Looking for insurance?
Our support team is here to help you find the right insurance for your needs.